Monday, January 27, 2014

More Issues with the Target Breach

As if potentially having your identity stolen by thieves while shopping at Target last December wasn’t enough, now there’s even more cause for concern. The store recently sent out a legitimate email to customers whose information was in their database at the time of the information breach; however, they soon discovered that scammers sent out a similar email that looked official, but was just another means of collecting personal information from unwitting individuals. In fact, Target has found and terminated at least twelve scams related to email, Facebook and other media conduits.

Here is a copy of the actual email sent by Target to customers: https://corporate.target.com/_media/TargetCorp/global/PDF/GreggEmailToGuests-1-15-14.pdf.

If you have received an email that appeared to be from Target and you have already opened it, double check that the “From:” address in the above email matches what you received. Furthermore, ensure that the link you clicked to view the email is the same as the one listed in the above email, and that the letter is exactly the same. If not, you need to follow the instructions listed below:
  1. Contact the credit reporting agencies Experian, Equifax and Transunion, as well as your credit card companies to let them know that a watch needs to be kept on your account for fraudulent activity.
  2. Monitor your bank account and your credit card accounts daily and let the bank or credit card companies know immediately if you see any unexplained activity.
  3. Obtain a copy of your credit report so you know what your credit status is.
  4. Consider asking for a fraud alert to be placed on your account. Lenders will be notified if someone attempts to open credit under your name.
  5. Target is offering free credit monitoring at www.creditmonitoring.target.com. The only item you will be asked to enter is your email address. Within 72 hours you will receive an email providing your activation code.
If you received an email from Target, but have not opened it stay safe and delete the email. You can view the letter at the website listed above. But just because you are playing it safe and deleting the email, you still need to stay alert to other possible scam emails coming in as a result of the Target breach.

Everyone needs to stay vigilant, be extremely careful when opening emails you do not recognize and be aware that Target has promised it will never request any personal information in any email they send. If personal information is requested, you can be absolutely sure the email is bogus.

If you have any questions, call us at Flemmer Associates, 916-576-7050. We are happy to help.

1 comment:

  1. Maximum issues are happening with the target breach, for it you need much more desired about your strategy and planning programs. Thanks for sharing such kind of blogs.

    ReplyDelete