Here is a copy of the actual email sent by Target to customers: https://corporate.target.com/_media/TargetCorp/global/PDF/GreggEmailToGuests-1-15-14.pdf.
If you have received an email that appeared to be from Target and you have already opened it, double check that the “From:” address in the above email matches what you received. Furthermore, ensure that the link you clicked to view the email is the same as the one listed in the above email, and that the letter is exactly the same. If not, you need to follow the instructions listed below:
- Contact the credit reporting agencies Experian, Equifax and Transunion, as well as your credit card companies to let them know that a watch needs to be kept on your account for fraudulent activity.
- Monitor your bank account and your credit card accounts daily and let the bank or credit card companies know immediately if you see any unexplained activity.
- Obtain a copy of your credit report so you know what your credit status is.
- Consider asking for a fraud alert to be placed on your account. Lenders will be notified if someone attempts to open credit under your name.
- Target is offering free credit monitoring at www.creditmonitoring.target.com. The only item you will be asked to enter is your email address. Within 72 hours you will receive an email providing your activation code.
Everyone needs to stay vigilant, be extremely careful when opening emails you do not recognize and be aware that Target has promised it will never request any personal information in any email they send. If personal information is requested, you can be absolutely sure the email is bogus.
If you have any questions, call us at Flemmer Associates, 916-576-7050. We are happy to help.