Thursday, October 31, 2013

Obama Care Concerns

In general, I try to stay away from editorial pieces on this blog. Instead, I use this avenue to provide helpful information on tax, financial and fraud-related issues. Still, I’m finding it difficult to avoid the Affordable Health Care Act issues that have recently cropped up. I admit that I’ve viewed Obama Care with some skepticism since the very beginning. How a massively bureaucratic government could oversee such a sweeping program effectively has been my primary concern.

It would be great to have the vast majority of people in the country covered by insurance to reduce costly emergency room visits and other uninsured issues; however, will the cure be as bad as the disease? The issues with the Obama Care website are not surprising to me. We are discussing a huge bureaucracy attempting to gather massive amounts of information in a short period of time. Given that equation, I honestly would have been surprised if the website worked well.

The issue that truly concerns me currently is the cancellation of so many individual insurance policies because they do not meet the standards of the Affordable Health Care Act. What happened to Obama’s mantra that “if you like your doctor and your current plan, you can keep them”? These individuals will have to purchase new policies often at significantly higher costs. That just seems unfair.

My final concern is the shortage of doctors available to handle the influx of newly insured individuals. The realization of that concern is still in the future, but with the issues that have already arisen I am becoming increasingly worried about the possible consequences of a health system that is not prepared to handle the large number of people who may be looking for care in the next few months.

While I don’t have any answers, I do believe that starting an honest dialog about the issues and possible solutions would be a refreshing change. I’m open to discussion…

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